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How Much Life Insurance Do I Need?
Planning to meet the financial needs of your survivors is one of the most important and fundamental steps in creating a sound financial plan for you and your family.
Open calculator →What Is The Future Value Of An Annuity?
Unlike a taxable account, a fixed annuity enjoys the benefits of tax deferral. In addition, many annuity companies offer a higher first year bonus rate. To be able to offer these higher rates companies typically require you to keep the funds invested for a period of time or suffer a surrender penalty for early withdrawal.
Open calculator →Which Is Better, Comprehensive Plan Or High-Deductible Plan With HSA?
Health Savings Accounts (HSAs) are a form of medical savings account that must be accompanied by a high-deductible health insurance plan. HSAs allow individuals/employers to set aside money on a pre-tax or tax-deductible basis and then withdraw the money tax-free to pay qualifying medical expenses.
Open calculator →What Is My Life Expectancy?
With medical advances and improved lifestyles, life expectancies in the United States are on the rise.
Open calculator →What Are My Needs For Burial And Final Expenses?
Long gone are the days of being buried in a pinewood box. Funeral expenses can vary from several thousand dollars up to $15,000 and more depending on which services you select. Funeral homes and crematoriums provide a list of expenses some of which have been enumerated here.
Open calculator →How Much Disability Income Do I Need?
Your chances of becoming disabled are far greater than your chances of dying. It may surprise you that one out of three individuals will suffer a disability that lasts at least 90 days. One out of ten will be permanently disabled prior to age 65.
Open calculator →What Are My Chances Of Becoming Disabled?
It may surprise you that 33.7 million non-institutionalized Americans (or 12.2 percent of the population) experience limitations in usual activities due to chronic conditions.
Open calculator →What Are My Long-Term Care Needs?
There are basically three ways to fund your long-term care needs: self-insure, qualify for Medicaid, or obtain long-term care insurance.
Open calculator →How Much Will I Earn In My Lifetime?
Most people earn a small fortune during their lifetime. Yet many of them are unaware of how their annual income adds up over the years.
Open calculator →What Are The Tax Advantages Of An Annuity?
Deposits into an annuity are not tax-deductible, however you don't have to pay taxes on the interest earned until you begin making withdrawals. This tax-deferral period can have a dramatic affect on the growth of an investment.
Open calculator →How Long Will My Current Life Insurance Proceeds Last?
You may think that you are adequately insured in the event of your death. It may surprise how quickly the tax-free insurance proceeds may be depleted by your survivor income needs.
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